The Hendrick Chrysler Dodge Jeep Ram Hoover finance department offers customers from across the state of Alabama access to credit assistance and available bankruptcy approval programs. These programs were designed to help even our most credit challenged customers obtain the new or pre-owned vehicle they’ve been wanting, and our finance specialists work with all types of credit histories. At Hendrick Chrysler Dodge Jeep Ram Hoover we understand that everyone has a unique financial situation, and we don’t buy into the belief that having a sub-par credit score should disqualify you from obtaining a quality vehicle. Regardless of your credit score or credit history, we want to help! Our experienced finance team is here to provide our customers in Birmingham, as well as all of the surrounding communities, with the opportunity to purchase the vehicle they need while also helping them build up their credit for the future.
At Hendrick Chrysler Dodge Jeep Ram Hoover in Alabama we pride ourselves on making the finance process easy for all of our customers. You can come by 1624 Montgomery Highway in Birmingham to speak with one of our finance specialists in person or call one of our credit representatives at Birmingham. We even offer a convenient online financing application that you can fill out and possibly receive instant credit approval! If you live in or around the Birmingham, Alabama area, stop in and let our credit assistance team tailor a car loan that’s able to meet all of your specific needs today.
As with any auto loan from an automotive loan provider, the applicant will be required to provide records, for example, proof of auto insurance and a current, valid driver’s license. If applying for a subprime car loan, the applicant will have to bring a few additional records. The reason for extra documents is a moneylender is incurring a high risk when financing a subprime car loan. By requiring additional documents, the financer is taking additional steps to ensure that the loan will be likely to benefit both the applicant and the lending institutions.
Verify your license is not expired, revoked or suspended and ensure the address listed on your license is current and matches your residence.
Take care to include the name of your agent and a reliable contact number. Adding a new car to your policy won’t be necessary until approved.
A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.
A recent pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of prepared tax returns.
A reference can include anyone that knows you personally, such as a family member or friend. Include full names, addresses and phone numbers.
Any phone number provided must be currently in service and under the applicant’s name. Prepaid cell phone numbers will not be accepted.